Memberships/Subscriptions That Actually LOWER Monthly Bills?

Besides Costco/Sam's, of course, lol. Honestly, don't spend enough on groceries to warrant a Costco membership, even with a card.

Just looking for memberships/subscriptions/whatever that actually lower monthly bills, or are just insanely low-cost and totally worth it.

A couple I absolutely love are a low-cost VPN. I use SurfShark. It saves me tons of money on Sunday Ticket, because I can spoof my location on Locast, and get New York Jets games on NY's local broadcast channels.

Another is an AARP membership. Yes, you can get it if you're under 50, and it comes with a $10 Signature discount per line from AT&T. So, if you're already on the Unlimited Extra plan, you get free HBO Max, which is additional savings. As for the AT&T plan itself, 15GB hotspot to 30GB, HD streaming, 100GB of priority data from 50GB.

Any more?