Software to manage credit cards and reward points

Hi Credit Card family,

My friend and I are doing user research to understand how to improve the process of managing credit cards. We understand maximizing reward points is a hassle, along with many other pain points. We only have 3 questions! Your feedback is greatly appreciated!

• What problem do you face the most with your credit cards?
• What would you change about your credit cards?
• What rewards would you like to see that don’t exist?