Take advantage of companies offering "signup bonuses"

This is a financial "hack" to make extra cash from companies offering signup bonuses. Many banks, credit cards, etc offer signup bonuses if you join them, often with no strings attached. For example, I recently applied for a $5k loan from SoFi using a referal link, got a $310 signup bonus, then immediately paid back the $5k loan. This only took took 10 mins of work for $310. I also regularly take advantage of bank and credit card bonuses from companies such as Chase,Huntington, PNC, etc.

It pays to keep an eye out for opportunities like this, especially with how easy many are. By taking advantage of these bonuses (especially ones that can be had multiple times, ie: once per 12 mo) a companies marketing budget translates in to a yearly dividend for you.

Bonus link:

https://www.sofi.com/invite/personal-loans/?gcp=8b89292f-ec08-4d06-86ad-7b0d1ed42f2a